Creating Your Paycheck
Turning a lump sum into reliable monthly income.
One of the hardest shifts in retirement is going from receiving a paycheck to creating one. Your savings, Social Security, pension, and investments all need to work together like a system. The goal is a predictable monthly income that covers your needs, with flexibility built in for the unexpected. Many financial advisors recommend a "bucket strategy" where you separate money into near-term, mid-term, and long-term pools.
From Grace
Going from saving to spending is a real psychological shift. Let me help you think about turning your savings into a monthly paycheck.